If you have some extra money tucked away, what should you do with it? Should you save it or invest it? Saving is definitely more safe and risk-free. However, if you invest it, you will have a chance of getting bigger returns.
You can also try other options, like getting an insurance. Before that, you should probably do a research on getting a universal life vs term life insurance. It's always better to know more about your other options before making a decision. Think it over carefully and see what you really need. This applies to other life decisions too, you should know. Haha.
Yeah, we all need to take better care of our finances and start being more mature about these things. :)