If you plan to shop for Christmas presents, then you should have already planned your budget for your shopping spree. I'm sure you don't want to overspend since you're going to have a lot more expenses for this month! If the shops nearest to you are having boxing day sales, then you better take advantage of it!
But before all that planning and budgeting, I need to make a list of the gifts that I plan to buy first. You see, thinking of the possible gifts to your friends and family is probably one of the most difficult task when it comes to gift-giving. You just never know if they're going to like what you've picked out for them or not. To be on the safe side, personal and practical gifts are always much appreciated. If you include a heartfelt letter with your gift, then they'll surely love it too!
Alright, here's to hoping that there will be more sales at the malls this Christmas season! :)